About & Privacy

APY Archives is an independent project that tracks the historical APY of popular high-yield savings accounts and charts how those rates have moved over time. Most rate comparison sites only show you today's number. We think the more useful question is how a rate has behaved — whether a bank holds its rate steady or launches high and quietly drifts down.

The goal is simple: give savers a clear, honest, long-term view so they can choose an account based on its track record, not just a headline.

Our rate history is compiled from publicly available rate-history data published by various websites, stored as a dataset that this site reads directly. Each data point represents a rate-change event — the date a given account's APY changed — which lets us reconstruct the full curve over several years.

We occasionally apply manual corrections when an upstream data point is clearly wrong, and we note the current rate for each account based on the most recent change we have on record. Data can lag, contain errors, or differ from what a bank is currently advertising.

APY Archives is for informational and educational purposes only and is not financial advice. We are not a bank, a broker, or a financial advisor, and nothing here is a recommendation to open, keep, or close any account.

Interest rates change frequently and account terms vary. Always verify the current APY, eligibility requirements, and fees directly with the financial institution before making any decision. Any opinions expressed in our blog are our own views based on the data we track.

Last updated: June 7, 2026

We aim to collect as little as possible. APY Archives has no user accounts, no logins, and no sign-up forms.

Information we collect

We do not ask you for any personal information to use this site. We do not sell or share personal data, because we do not collect it.

Analytics

We use Vercel Analytics to understand aggregate, anonymous traffic patterns (such as which pages are visited). It is privacy-friendly and does not build advertising profiles of individual visitors.

Cookies and local storage

We do not use advertising or tracking cookies. The only thing we store on your device is your light/dark theme preference, saved in your browser's local storage so the site remembers your choice. It stays on your device and is not sent to us.

External links

Our pages may link to banks and other third-party websites. Those sites have their own privacy practices, and we are not responsible for them.

Children's privacy

This site is intended for a general, adult audience and is not directed at children under 13.

Changes and contact

We may update this policy from time to time; the "last updated" date above reflects the latest revision. Questions about privacy or anything else? Email us at apyarchive@gmail.com.